Published On: Thu, Jan 20th, 2011

Knowledge about Safe Online Banking-Internet Banking Tips


1. Access your bank website only by typing the URL in the address bar of your browser.
2. Do not click on any links in any e-mail message to access the site.
3. Bank never sends e-mail and embedded links asking you to update or verify personal, confidential and security details. NEVER RESPOND to such e-mails/phone calls/SMS if you receive.
4. Do not be lured if you receive an e-mail/SMS/phone call promising reward for providing your personal information or for updating your account details in the bank site.
5. Having the following will improve your internet security:
1. Newer version of Operating System with latest security patches.
2. Latest version of Browsers (IE 7.0 and above , Mozilla Firefox 3.1 and above, Opera 9.5 and above, Safari 3.5 and above, Google chrome,etc.)
3. Firewall is enabled.
4. Antivirus signatures applied
6. Scan your computer regularly with Antivirus to ensure that the system is Virus/Trojan free.
7. Change your Internet Banking password at periodical intervals.
8. Always check the last log-in date and time in the post login page.
9. Avoid accessing Internet banking accounts from cyber cafes or shared PCs.

Please ensure the following before logging for Online Banking Transactions.

* URL address on the address bar of your internet browser begins with “https”; the letter ‘s’ at the end of “https” means ‘secured’.

* Look for the padlock symbol either in the address bar or the status bar (mostly in the address bar) but not within the web page display area. Verify the security certificate by clicking on the padlock.
* The address bar has turned to green indicating that the site is secured with an SSL Certificate that meets the Extended Validation Standard.(Available in IE 7.0 and above, Mozilla Firefox 3.1 and above, Opera 9.5 and above, Safari 3.5 and above, Google chrome).
* Do not enter login or other sensitive information in any pop up window.

*  Normally a Bank/Banking Institution  will never send you an e-mail asking you to submit personal or financial information such as your username, password, PIN number or credit card number.
* Any e-mail which asks for such information is fraudulent and should be deleted immediately.
* Do not be lured if you receive an e-mail promising you a reward for providing your personal information and do not be afraid if the email warns of an impending penalty for non compliance.

* Any attempt to steal personal information by sending fraudulent e-mails is technically known as ‘Phishing’.

Share This:

Post your Comments

Kerala's Own Handicraft Online Store
Displaying 1 Comments
Have Your Say
  1. manjit kumar says:

    this is better for my career

Leave a comment

XHTML: You can use these html tags: <a href="" title=""> <abbr title=""> <acronym title=""> <b> <blockquote cite=""> <cite> <code> <del datetime=""> <em> <i> <q cite=""> <s> <strike> <strong>

official website of GKTODAY-General Knowledge Today